Black Balmoral Leather A4 Deluxe Zipped Ring Binder with a lightly padded and stitched cover, finished in a Balmoral bonded leather formed from recycled leather waste bonded to form a soft material with an excellent emboss quality and a smooth grain. Supplied boxed. Product features include Large gusseted pocket for notes, brochures or slim line laptops, Zipped Pocket, Business Card Holder, Pen Loop, Fitted Lined Pad, USB Flash Stick Loop, 25mm Ring Mechanism choose from 2 or 4 ring, Supplied boxed.